Hi All
As you may be aware, our documents require that Unit Owners who obtain Mortgages, so inform the Board of Directors. As many of you are finding out; most do not so inform. The first The Board becomes aware is via a foreclosure notice and of course termination of Condo Fee payments.
As you may be aware, our documents require that Unit Owners who obtain Mortgages, so inform the Board of Directors. As many of you are finding out; most do not so inform. The first The Board becomes aware is via a foreclosure notice and of course termination of Condo Fee payments.
-
So, how does a Board protect the Association from such dearth of knowledge and the potential consequences of such ignorance?
-
It turns out that all such Mortgages are matters of Public Record and can be easily researched; along with many other types of Documents.
-
How might one proceed? This is a simple but powerful multi-step process if you want to do it right. Start with a list of names of the Unit Owners in your building and click on the following URL:
--
https://www.myfloridacounty.com/serv/MyFloridaCounty/ORI/Order?thisPage=MyFloridaCounty.ORI.Order.state.Start
-
Enter the name and Select the type of document you want to search for; for example; "Mortgage"
Fill in the appropriate Parameters and submit your Search.
-
That takes you to a page Showing all the Mortgage filings for the selected Unit owner. The page implies that you must purchase the document in order to read it. It is NOT necessary to purchase the desired document.
That takes you to a page Showing all the Mortgage filings for the selected Unit owner. The page implies that you must purchase the document in order to read it. It is NOT necessary to purchase the desired document.
-
Simply write down the BOOK/PAGE numbers and go to the Clerk of the Court Official Records Search Site:
Simply write down the BOOK/PAGE numbers and go to the Clerk of the Court Official Records Search Site:
-
-
Click on "accept"
-
Then select the BOOK/PAGE Tab and plug in the numbers you retrieved above and bingo your document may be seen in Adobe Format.
Then select the BOOK/PAGE Tab and plug in the numbers you retrieved above and bingo your document may be seen in Adobe Format.
-
Knowledge is indeed power, the proper course of knowledge is action; how you proceed as a Board member is up to you!
-
Give it a try and please advise if there are any questions.
-
Dave Israel
Give it a try and please advise if there are any questions.
-
Dave Israel
4 comments:
Hi Dave I use this similar path to find public record documents - go to http://www.pbcountyclerk.com/ If you do not see Clerk Connect and Official Records Search on the lower left, scroll down an inch on the left. Click-follow-instructions. Mortgage documents are type ‘mtg’. When you see the one you want, click on view, then image. It takes you to the same document copy as Dave’s system without using book and page numbers.
Uphs, I just sent the page to Dave before I read your comment Elaine
Hi Elaine and Mike,
You will find that it is not as certain; the name may be, and often is, missing at the County level; the Book/Page rarely is.
The State Data base is more complete and covers data outside of Palm Beach County.
Dave Israel
Good point Dave
Post a Comment